Woodcress HDB BTO
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Photography by Fauzi Anuar / Zee and Marina Photography3. Easy-breezy HDB. Singapore
6 Sign the agreement of leaseAbout two to four months after you’ve selected your flat, you’ll be invited again to sign your agreement of lease.During the appointment, you’ll be informed of the price of your flat, have your grants placed into your CPF accounts and have half of the 10 per cent downpayment deducted from your CPF account.There will also be stamp duty and other legal fees to pay. Only your CPF accounts will be affected, not your wallet. Then you play the waiting game.Congratulations, you’ve officially booked a flat! It’ll be a three to five-year wait for your new home. In the meantime, you can keep up with its progress through Facebook groups, BTOHQ, and your HDB homepage. At this point, you might consider living apart or getting married first. If you do choose to get married, then you’ll have to consider renting or living with your in-laws.